Review of the Speedway Superamerica Platinum Mastercard



The Speedway Superamerica Platinum Mastercard was last reviewed on 4th February 2006



speedway superamerica platinum mastercard
Summary - The Chase Speedway Superamerica Platinum Mastercard® will appeal to those who make gasoline and other purchases at any Speedway Superamerica locations. You get a 4% rebate from purchases at these outlets, which are credited towards future purchases at Speedway Superamerica locations. As an incentive to get this card, new cardholders can earn 8% rebates for the first 60 days. Find out more about this card...

Chase Cash PlusĀ® Reward Visa
Rebate Formula - The Speedway Superamerica Platinum Mastercard from Chase offers a 4% rebate on any purchases made at any Speedway Superamerica stations. For the first 60 days, you can earn 8% rebate. You earn 1% rebate on all other purchases. Rebates are automatically credited towards your next Speedway Superamerica purchases.

Fees - The Speedway Superamerica Platinum Mastercard has no annual fee. You get an introductory 0% apr on both purchases and balance transfers for either 3 or 6 months depending on your credit and relationship with Chase. The apr is either prime rate plus 9.99%, 11.99% or 14.99%. The 2-cycle average daily balance method is used to calculate monthly balances.

Other Benefits - You get standard platinum credit card benefits like travel insurance of up to $500,000, purchase assurance and extended warrranty protection, roadside assistance, lost luggage insurance, zero liability on unauthorized purchases.

Verdict - Though the Chase Speedway Superamerica Platinum Mastercard® pays a very good 4% rebate for any purchases made at Speedway Superamerica stations, there are other cash rebate cards that pay 5% rebates not just for gasoline purchases from any gas stations, but also purchases at groceries and drugstores. If you are considering this card because you use Speedway Superamerica for your gasoline purchases, you should also consider the Chase Cash Plus Rewards Visa, which pays 5% rebates on grocery, gasoline and drugstore purchases. There is also no annual fee for this card and you could also get a 0% apr for 12 months on balance transfers.

Positives
  • Earn 4% rebates
  • No annual fee
  • Earn unlimited rebates


Negatives
  • Other gas credit cards and cash rebate credit cards pay 5% rebates on gasoline purchases



Chase Speedway Superamerica Platinum Mastercard
Reward Formula
Rebate Formula Earn 4% rebates at Speedway Superamerica stations
Earn 1% rebates on "other purchases"
Cost/Fees/Interest rates
Introductory rate 0% fixed APR for 6 billing cycles (purchases and balance transfers)
Annual Fees No annual fee
Purchase APR Prime Rate plus 9.99%, 11.99% or 14.99%
Balance Transfer APR Prime Rate plus 9.99%, 11.99% or 14.99%
Cash Advance APR Prime rate plus 15.99% for elite and premium pricing
Prime rate plus 19.99% for standard pricing
Penalty/Default Rate Prime Rate plus 23.99%
Min Finance Charge $1.00
Grace Period 20 days
Balance Calculation Method 2-cycle average Daily Balance (including new purchases)
Balance Transfer Fee 3% min $5.00 max $75.00
Cash Advance fee 3% min $10.00
Foreign Currency Conversion fee 3%
Over-the-credit-limit fee $35.00
Late Payment fee $15.00 - up to but not including $250.00
$39.00 - more than $250.00



Apply for the Chase Speedway Superamerica Platinum Mastercard

If you already have the Chase Speedway Superamerica Platinum Mastercard, we would appreciate if you can take some time to post your review. Our readers will find them very helpful.


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