Review of the Motherlove Prepaid Mastercard

The Motherlove Prepaid Mastercard was last reviewed on 22nd February 2006

motherlove prepaid mastercard
Summary - The Mother Love Prepaid MasterCard® Card is a prepaid credit card issued by BankFirst. This card will appeal to those who want a prepaid credit card with a cash rebate program.

Cost and Fees - Like most prepaid credit cards, the Motherlove Prepaid Mastercard charges a one-time application and fee and processing fee when you apply. The one-time application fee is $59.95, which is non-refundable. You also have to pay a one-time processing fee of $90.00. You will also have to load your card with $10.00 (as an initial first load). Hence, in total, you will pay $159.95 upfront when you get your card. This charge will be debited from your bank account. There is a monthly fee of $5.95.

AmeriDollars Cash Back Program - The Motherlove Prepaid Mastercard allows cardholders to register for free in the AmeriDollars cash back program. Under this program, you can get cash rebates from purchases made at partner merchants of the AmeriDollars. Rebates can go as high as 10% depending on the merchant. This program is actually quite good. Read our review of the AmeriDollars Cash Rebate Program.

Conclusions - The Mother Love Prepaid MasterCard® Card will appeal to those with wants to get a prepaid credit card with a cash back program. The cash back program has quite a few very good partners and you can earn rebates as high as 10%. However, because this is a prepaid credit card, your card activities and payments are not reported to any credit bureaus. Hence, if you need to build or rebuild your credit history with a credit card, this card is not for you.

  • No credit checks
  • No employment checks
  • Good cash rebate program

  • Various application fees and transaction fees (which are common in prepaid credit cards).

Motherlove Prepaid Mastercard
Annual Fee $No annual fee
Monthly Maintanence Fee $5.95
Application Fee $59.95
Processing Fee $90.00
Bank Account to Card Reload Fee $2.50
Direct Deposit Reload Fee $1.50
Purchase at Merchant Fee $0.75
ATM Withdrawal Fee $1.50
Point of Sale Withdrawal Fee $2.00
ATM Balance Inquiry $1.50
Customer Live Call Fee $2.95
Paper Statement Fee $5.00
Card replacement/cancellation/reactivation Fee $25.00
Maximum Load Not more than twice a day or ten times a week
not more than $1,500 a day or $5,000 a week
Maximum ATM Withdrawal $300 within 24 hours

Apply for the MotherLove Prepaid MasterCard® Card

If you already have the Motherlove Prepaid Mastercard, we would appreciate if you can take some time to post your review. Our readers will find them very helpful.

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