Review of Make-A-Wish-Visa
("Card issued by Bank of America, N.A. (USA)")



The Make-A-Wish Visa was last reviewed on 6th August 2005

Summary - The Make-A-Wish® Visa® will appeal to those who want to contribute to the Make-A-Wish Foundation. The highlights of this card is as follows :
  • Every 0.65% of net purchase on the card is donated to the Make-A-Wish Foundation
  • There is no annual fee
  • You get a 1.9% apr for both purchases and balance transfers for six billing cycles and you can potentially get a low apr depending on your credit profile

Let us look at this card in greater detail.

Donation Formula - The Make-A-Wish Visa will make a donation of 0.65% of all your net purchase on the card. The Make-A-Wish Foundation is the largest wish granting foundation which grants the wishes of children with serious life-threatening medical conditions.

Annual Fee and APR - There is no annual fee for the Make-A-Wish Visa. You get a 1.9% introductory apr for both purchases and balance transfers for the first six billing cycles. The apr ranges from prime rate plus 2.99% (very low) to 9.99%. The average daily balance method (including new purchases) is used to calculate monthly balances.

Other Benefits - The Make-A-Wish Visa also comes with perks such as auto rental insurance, travel and emergency assistance and Bank of America's purchase replacement and purchase guard (double warranty period). You can also get additional cards for free.

Conclusions - The Make-A-Wish® Visa® will appeal to those who are familiar with and support the Make-A-Wish Foundation. Those who would like to contribute to this foundation can now do now via their spending on their credit card and make a difference to those children with serious meidcal conditions.

Positives
  • Allows cardholders to contribute towards a worthy cause via credit card spending easily and automatically
  • No annual fee
  • You can potentially get a low apr if your credit profile is good



Make-A-Wish Visa
Donation Formula
Donation Formula 0.65% of net purchases made on the card is donated to the Make-A-Wish Foundation
Benefits
Total Security Protection
Various Internet account related services
Auto rental insurance
Various travel and emergency assistance services
Travel and Emergency Assistance
Purchase Replacement
No liability for unauthorized Internet transactions
Optional Mini Card
See website for additional benefits
Optional Purchase Guard
Cost/Fees/Interest rates
(APR) Purchase Intro Rate - 1.9% for six billing cycles. Goto rate is a variable risk based rate between Prime + 2.99% and P + 9.99%
(APR) Balance Transfer Intro Rate - 1.9% for six billing cycles. Goto rate is a variable risk based rate between Prime + 2.99% and P + 9.99%
(APR) Cash Advance APR 21.99% Variable * minimum 19.99% . (P + 15.99%)
Annual Fees None
Finance Configuration Average Daily Balance (including new purchases)
Additional Cardholders $0
Grace Period 20 days (Min)
Minimum Credit Limite $500
Maximum Credit Limite $25,000
Late Payment fee $19.00 - less than $100.00
$29.00 - $100 to $1,000
$39.00 - more than $1,000
Over-the-credit-limit fee $35.00
Cash Advance fee 3% min $10.00
Balance Transfer Fee None



*See website for complete terms and conditions of card usage and application disclosure

Apply for the Make-A-Wish® Visa®

If you already have this credit card, we would appreciate if you can take some time to post your review. Our readers will find them very helpful.




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