Hotel Credit Cards
Frequent Flyers agonize more on the hotel credit cards or airline credit cards that they should carry in their wallets more than choosing which frequent flyer or frequent guest program to participate itself! According to studies, more than 90% of members of hotel frequent guest and cardholders of hotel credit cards use their points to convert into
airmiles. Unlike the numerous airline credit cards that are available, there are just a few hotel credit cards around. These are issued mainly by the bigger hotel chains. Here's a brief run down on these cards.
The Starwood Preferred Guest� Credit Card from American Express has consistently been voted as one of the favourite and best affinity credit cards in the Freddie Awards. Cardholders earn 3 points for every dollar spent at Starwood Hotels (2 points for being a Starwood member and 1 point for using the card) and 1 point for every dollar spent on other purchases. What makes using this card interesting is that the Starwood program allows members to transfer points to miles at a one for one ratio. If you transfer 20,000 points, you get an additional 5,000 miles! Hence, earning 2 points for every dollar spent at Starwood Hotels is like earning double miles. Using the Starwood Preferred Guest credit card is like earning triple miles. Read our review of the Starwood Preferred Guest credit card here
The Chase Marriott Rewards Visa Signature card was voted the 2nd best affinity card in the 18th Freddie Awards. With this card, Marriott Rewards members earn 3 points for every dollar spent at Marriott Hotels. This is on top of the points that you earn being a Marriott Rewards member (which ranges from 5 to 10 points) depending on the hotel that you stay in. Automatic upgrade to a silver membership and a 15,000 bonus points awaits the new cardholder. Read our review of the Marriott Rewards Visa here.
The Hilton HHonors� Platinum Credit Card from American Express is one of the two credit cards available to the Hilton HHonors member (the other being the Citi Hilton HHonors Visa). The American Express version is probably the better card because you can earn more points with this card (5 points for every dollar spent at Hilton Hotels versus the Visa version, and 3 points for every dollar spent on other purchases versus 2 points only for the Citi Hilton HHonors Visa). 10,000 bonus points awaits the new cardholder.
Hilton HHonors is the only program that allows members to "double dip", ie to earn both hotel points and air miles at the same time. Our review of this card is available here.
The Citi� Hilton Hhonors� Visa� Signature Card is the other card available to the Hilton HHonors member. Using this card at Hilton Hotels allows you to earn 3 points for every dollar you spend and you earn 1 point for every dollar you spend on other purchases. Like the Amex card, there is no annual fee. Read our review of the Citi Hilton HHonors Visa here.
Frequent Guest of the Choice Privileges program, whose hotels include Best Western, Comfort Inn, have the Choice Privileges Visa Platinum available to earn more points. 15 points is earned for every dollar spent at Choice Privileges when using the card and 2 points is earn for every dollar spent on other purchases. Read our review here.
|Hotel Credit Card Comparison Articles
Which Hilton HHonors credit card should you get? The American Express or the Visa version?
There are two credit cards available to Hilton HHonors members - the American Express version and Citibanks' Visa version. Which is better? Are they the same? We compare these two cards side by side.
Which card should you get to earn Marriott Rewards?
Though there is only the Marriott Rewards Visa card, Marriott has become partners of many credit card reward programs such that you can exchange points for Marriott gift certificates in many credit cards. Are you better off with a Marriott Visa or other reward credit cards? We explore this issue in this article.
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