Review of the Disney Credit Card

The Disney Credit Card was last reviewed on 2nd April 2006

disney credit card
Summary - The Chase Disney Visa Card from Chase will appeal to those who spend quite a bit on Disney products, themeparks and resorts and wish to earn reward points and discounts. The key features of the Disney credit card are
  • You earn 1 Disney Dream Reward Dollar for every $100 you spend (earn up to $750 Disney Dollars)
  • You get $25 Disney Dream Rewards Dollars after your first purchase
  • There is no annual fee
  • You will get a 0% apr for six months on select Disney vacation packages

Let's look at this card in greater detail.

Reward Formula - The Disney credit card allows you to earn one Disney Dream Reward Dollars for every $100 you spend. You can earn up to $750 Disney Dollars (up to $75,000 in annual spending). You get 25 Disney Dollars after your first purchase.

Annual Fee, and APR - There is no annual fee for the Disney credit card. The apr is prime rate plus 6.90% or 8.90% and the 2-cycle average daily balance method (including new purchases) is used to calculate monthly balances. There is a 0% apr offer for 6 billing cycles for both purchases and balance transfer. You also get a 0% apr for 6 billing cycles when you spend on select Disney vacation packages. Qualifying packages require a minimum of three nights stay at Walt Disney World or two nights stay at Disneyland® resorts and all Disney Cruise Line® packages of $101 up to a maximum of $10,000 per transaction charged to the Disney credit card.

Conclusion - Those who visit Disney's theme parks and vacation resorts often should consider the Chase Disney Visa® Card as it allows you to earn Disney Dream Rewards Dollars, which can be used to redeem Disney rewards.

  • Get 0% apr for 6 billing cycles on qualifying Disney Vacation packages
  • No annual fee

  • Uses 2-cycle average daily balance method of computing monthly balances

Disney Credit Card
Reward Benefits
Reward Formula Earn 1 Disney Dream Rewards Dollars for every $100 you spend
Caps on Points $750 Disney Dollars (or $75,000 in annual spending)
Other Benefits
Typical Platinum benefits
Cost/Fees/Interest rates
Introductory rate 0% introductory APR on purchases and balance transfers for first 6 billing cycles
Annual Fees No anual fee
Purchase APR Prime Rate plus 6.90% or 8.90%
Balance Transfer APR Prime Rate plus 6.90% or 8.90%
Cash Advance APR Prime Rate plus 15.74%
Min Finance Charge $1.00
Grace Period 20 days
Balance Calculation Method Two Cycle Average Daily Balance (including new purchases).
Balance Transfer Fee 3%, max $50.00
Cash Advance fee 3% min $5.00
Over-the-credit-limit fee $29.00
Late Payment fee $14.00 - up to but not including $150
$28.00 - $150 up to but not including $1,200
$34.00 - $1,200 or greater

Apply for the Chase Disney Credit Card

If you already have the Disney credit card, we appreciate if you can take a few minutes to share you experience with this card with our readers. You can post your review here.

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