Review of the Citi Platinum Select Card for College Student



The Citi Platinum Select Card for College Student was last reviewed on 18th December 2005

Summary - The Citi® Platinum Select® Visa® Card for College Students is a basic, no-frills student credit card from Citibank. With this card you get
  • No annual fee
  • 0% apr on balance transfers for 6 months
  • 25% discount and free shipping of Petersons.com (student books) when you use your card

Read on..

Fees - The Citi Platinum Select Card is a basic student credit card. There is no annual fee. The apr is at prime rate plus 9.99%. You get a 0% apr on balance transfers for 6 months. There average daily balance method (including new purchases) is used to calculate your monthly balances.

Student deal - Petersons.com - Cardholders are given a 25% discount and free shipping when they use the Citi Platinum Select Visa to purchase selected books at petersons.com.

Verdict - Those looking for a basic student credit card will find the Citi® Platinum Select® Visa® Card for College Students appealing. Aside from the fact that Citibank is a solid, reputable bank, it offers cardholders easy access to online statements and you can also pay your bills online or enroll in automatic payments. You also get zero liability protection from unauthorized purchases.

Positives
  • No annual fee
  • 0% apr on balance transfers for 6 months



Citi Platinum Select Card for college students
Cost/Fees/Interest rates
Introductory rate 0% APR on balance transfers for 6 months
Annual Fees No annual fee
Purchase APR Prime Rate plus 9.99%
Balance Transfer APR Prime Rate plus 9.99%
Cash Advance APR Prime Rate plus 14.99%, min 19.99%
Penalty/Default Rate Prime Rate plus 23.99%
Min Finance Charge $0.50
Grace Period 20 days
Balance Calculation Method Average Daily Balance (including new purchases)
Balance Transfer Fee 3%, min $5.00, max $75.00
No balance transfer fee for introductory offer
Cash Advance fee 3% ,min $5.00
Over-the-credit-limit fee $35.00
Late Payment fee $15.00 - less than $100
$29.00 - $100 to $1000
$39.00 - $1000 and above



Apply for the Citi® Platinum Select® Visa® Card for College Students

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