Review of the Chase Visa Platinum Business Card





The Chase Visa Platinum Business Card was last reviewed on 21th March 2006



chase visa platinum business card
Summary - The Chase Visa Platinum Business Card is a no-frills business credit card designed for the small business owner. You get a 0% apr on both purchases and balance transfers for 12 months and potentially a low apr. Find out more about this card.

Fees - There is no annual fee for this card. You get an introductory 0% apr on balance transfers and purchases for 12 months. The apr is either prime rate plus 3.99%, 7.99% or 14.99%. The 2-cycle average daily balance method is used to calculate monthly balances.

Other Card Benefits - The Chase Visa Platinum Business Card offers the following benefits.
  • Up to $1,000,000 Travel Accident Insurance
  • Purchase Security and Extended Protection
  • Auto Rental Collision Damage Waiver
  • Travel and Emergency Assistance
  • Up to $3,000 Lost Luggage Insurance
  • Zero Liability On Unauthorized Purchases
.

Verdict - The Chase Visa Platinum Business Card will appeal to the small business owner who is looking for a basic no-frills credit card to charge his or her business expense. Those looking to transfer a balance or need some credit start-up expenses will find the 0% apr offer attractive.

Positives
  • No annual fee
  • 0% apr for 12 months



Chase Visa Platinum Business Card
Cost/Fees/Interest rates
Introductory rate 0% fixed APR for 12 billing cycles (purchases and balance transfers)
Annual Fees No annual fee
Purchase APR Prime Rate plus 3.99%, 7.99% or 14.99%
Balance Transfer APR Prime Rate plus 3.99%, 7.99% or 14.99%
Cash Advance APR Prime rate plus 15.99%
Penalty/Default Rate Prime Rate plus 23.99%
Min Finance Charge $1.00
Grace Period 20 days
Balance Calculation Method 2-cycle average Daily Balance (including new purchases)
Balance Transfer Fee 3% min $5.00 max $75.00
Cash Advance fee 3% min $10.00
Foreign Currency Conversion fee 3%
Over-the-credit-limit fee $35.00
Late Payment fee $15.00 - up to but not including $250.00
$39.00 - more than $250.00



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If you already have the Chase Visa Platinum Business Card, we would appreciate if you can take some time to post your review. Our readers will find them very helpful.


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