Review of the Chase Universal Entertainment Mastercard



The Chase Universal Entertainment Mastercard was last reviewed on 5th February 2006



chase universal entertainment mastercard
Summary - The Chase Universal Entertainment Mastercard is designed for those who would like to earn reward points that can be used for getting Universal products including CDs, DVDs, theme parks and resorts. Find out more...

Reward Formula - The Chase Universal Entertainment Mastercard allows you to earn one point for every dollar you spend on your card. These points can be used to redeem any Universal products including CDs, DVDs, movie tickets, Universal theme parks and resorts. As a bonus, new cardholders will receive a free movie ticket after the first purchase on the card.

Fees - The Chase Universal Entertainment Mastercard has no annual fee. You get an introductory 0% apr for both purchases and balance transfers for up to 6 billing cycles. The apr is either prime rate plus 5.99%, 9.99% or 14.99% depending on your credit. The 2-cycle average daily balance method is used to calculate monthly balances.

Other Benefits - You get standard platinum credit card benefits like travel insurance of up to $500,000, purchase assurance and extended warrranty protection, roadside assistance, lost luggage insurance, zero liability on unauthorized purchases.

Verdict - To get the best benefit out of the Chase Universal Entertainment Mastercard®, you have to be someone who puchases a lot of Universal products, whether it be DVDs, going to their theme parks or resorts. For those who would like to get a reward card but do not purchase a lot of products from Universal, Chase also offers the Chase Flexible Rewards Platinum Visa®, which allows you to earn points for travel, cash rebates and gift certificates.

Positives
  • No annual fee
  • Wide variety of Universal products to choose from



Chase Universal Entertainment Mastercard
Reward Benefits
Reward Formula Earn 1 Universal point for every dollar you spend on purchases
Earn double points for selected merchandise at Universal Entertainment Parks and Resorts
Caps on Points Earn unlimited Points
Travel and Insurance Benefits
Up to $500,000 Automatic Travel Accident Insurance
Other Benefits
Automatic discounts on select online purchases of Universal theme park admissions
Discounts on select merchandise and at restaurants at Universal Parks and Resorts
Special guest benefits at Universal Orlando Resorts (extended check out and complimentary access to spa and recreation equipment facilities)
Invitations to private movie screenings
Free emusic downloads
Online Account Access
Online account statements
Chase Bill Management Center
Credit Line increases
Cost/Fees/Interest rates
Introductory rate 0% introductory APR on for 6 billing cycles (purchase and balance transfer)
Annual Fees No annual fee
Purchase APR Prime Rate plus 5.99%, 9.99% or 14.99%
Balance Transfer APR Prime Rate plus 5.99%, 9.99% or 14.99%
Cash Advance APR Prime Rate plus 15.99%
min is 19.99% for Elite and Premium Pricing
min is 23.99% for Standard Pricing
Penalty/Default Rate APR Prime Rate plus 23.99%
Min Finance Charge $1.00
Grace Period 20 days
Balance Calculation Method 2-cycle average daily balance method (including new purchases)
Balance Transfer Fee $75.00 per transaction
3%, max $75.00 during introductory period
Cash Advance fee 3% min $10.00
Over-the-credit-limit fee $35.00
Late Payment fee $15.00 - up to but not including $250
$39.00 - $250.00 and greater


Apply for the Universal Entertainment Mastercard® from Chase.

If you already have the Chase Universal Entertainment Mastercard, we appreciate if you could write a short review about your experiences with this card. This will help our readers in their credit card decisions. You can post your review here.





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Chase Flexible Rewards Platinum Visa®




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