Review of the Chase Rewards Visa

The Chase Rewards Visa was last reviewed on 17th April 2006

Summary - The Chase Rewards Visa� Card is a great card and tool for the frequent shopper at to earn reward points and save even more money. This card lets you earn 3 points for every dollar you spend at, which you can redeem for certificates. Find out more about this card.....

Reward Formula - The Chase Rewards Visa allows you to earn three points for every dollar you spend at You earn one point for every dollar you spend on other purchases. Once you have earned 2,500 points, you can exchange them for $25 reward certificate.

Fees - There is no annual fee for the Chase Rewards Visa. Cardholders may get a 0% apr on both purchase and balance transfer for up to six billing cycles. The apr is either prime rate plus 5.99%, 9.99% or 14.99%. The 2-cycle average daily balance method (including new purchases) is used to calculate monthly balances.

Other Benefits - The Chase credit card also comes with the usual platinum benefits including : Emergency Cash and Card Replacement, Lost/Stolen Card Reporting, Auto Rental Collision Damage Waiver, Travel and Emergency Assistance, Warranty Manager, Zero Liability On Unauthorized Purchases, Up to $500,000 Travel Accident Insurance.

Verdict - Savvy shoppers at will want to get their hands on the Chase Rewards Visa� Card as it allows you to save earn points which can be used for purchases (not that you are not already making huge savings!). We highly recommend this card to the frequent shopper.

  • Earn 3 points for every dollar spent at
  • No annual fee

Chase Rewards Visa
Cost/Fees/Interest rates
Introductory rate 0% fixed APR for 6 billing cycles (purchases and balance transfers)
Annual Fees No annual fee
Purchase APR Prime Rate plus 5.99%, 9.99% or 14.99%
Balance Transfer APR Prime Rate plus 5.99%, 9.99% or 14.99%
Cash Advance APR Prime rate plus 15.99%
Penalty/Default Rate Prime Rate plus 23.99%
Min Finance Charge $1.00
Grace Period 20 days
Balance Calculation Method 2-cycle average Daily Balance (including new purchases)
Balance Transfer Fee 3% min $5.00 max $75.00
Cash Advance fee 3% min $10.00
Foreign Currency Conversion fee 3%
Over-the-credit-limit fee $35.00
Late Payment fee $15.00 - up to but not including $250.00
$39.00 - more than $250.00

Apply for the Chase Rewards Visa� Card

If you already have the Chase Rewards Visa, we would appreciate if you can take some time to post your review. Our readers will find them very helpful.

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