Review of the Anne Geddes Credit Card
("Card issued by Bank of America, N.A. (USA)")



The Anne Geddes Credit Card was last reviewed on 10th August 2005

Summary - The Anne Geddes Visa® Gold will appeal to those looking to make some donation via their credit card spending to the Anne Geddes foundation. It's main features are :
  • 0.5% of every dollar you spend goes towards the Anne Geddes Philanthrophic Trust
  • There is no annual fee
  • 1.9% apr on purchases and balance transfers for the first six billing cycles

Here is a closer look at this card.

Donation Formula - For every dollar you spend on the Anne Geddes credit card, 0.5% will go towards the Anne Geddes Philanthrophic Trust. The Anne Geddes Trust works to help prevent child abuse and neglect.

Annual Fee and APR - The Anne Geddes credit card has no annual fee. You get a 1.9% introductory apr for both purchases and balance transfers for the first six billing cycles. There is no balance transfer fee. The apr ranges from prime rate plus 2.99% to 9.99%. The average daily balance method (including new purchases) is used to calculate monthly balance.

Conclusion - The Anne Geddes Visa® Gold will appeal to those who wish to contribute to the Anne Geddes Philanthrophic Trust as a percentage of your card spending will automatically be donated. In addition, you could potentially get a low apr depending on your credit history.


Positives
  • No annual fee
  • Can potentially get a low apr
  • Donation towards a worthy cause



Anne Geddes Credit Card
Charity Benefits
Charity Formula 0.5% of every dollar you spend is donated to Anne Geddes Philanthropic Trust that works for the prevention of child abuse and neglect.
Perks/Notations
Various Internet account related services
Auto rental insurance
Various travel and emergency assistance services
No liability for unauthorized Internet transactions
Purchase Security
Warranty Manager
Optional mini card
See website for additional benefits
Cost/Fees/Interest rates
(APR) Purchase Intro Rate - 1.9% for six billing cycles. Goto rate is variable risk based rate between Prime + 2.99% and Prime + 9.99%
(APR) Balance Transfer Intro Rate - 0% for six billing cycles. Goto rate is variable risk based rate between Prime + 2.99% and Prime + 9.99%
(APR) Cash Advance 21.99% Variable * minimum 19.99% . (P + 15.99%)
Finance Configuration Average Daily Balance (including new purchases)
Annual Fees None
Additional Cardholders $0
Grace Period 20 days (Min)
Minimum Credit Limit $500
Maximum Credit Limit $25,000
Late Payment fee $19.00 - less than $100
$29.00 - $100 to $100
$39.00 - more than $1000
Over-the-credit-limit fee $35.00
Cash Advance fee 3% min $10.00
Balance Transfer Fee None



*See website for complete terms and conditions of card usage and application disclosure

Apply for the Anne Geddes Visa® Gold

If you already have this credit card, we would appreciate if you can take some time to post your review. Our readers will find them very helpful.




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