Review of American Pacific Bank Visa Classic
The American Pacific Bank Visa Classic was last reviewed on : 8th March 2005
Summary - The American Pacific Bank Visa Classic can only be applied by residents of Idaho, Oregan and Washington. There are no rewards for this credit card.
The annual fee is $18.00 and the APR is a fixed rate at 16.92%. The American Pacific Bank Visa gives a 25 day grace period and uses the average daily balance method (including new purchase) of calculating balances.
American Pacific Bank also states clearly and comprehensively on their website the criteria for one to apply for this credit card. Amongst them is a minimum income of $12,000, Debt to income ratio of no more than 40%, no bankruptcy, foreclosure and a few more critierias.
The American Pacific Bank Visa Classic will suit those looking for a basic visa card. Howeer, if you are among those that pay your credit card bills fully every month, then you should consider either reward credit cards or cash rebate credit cards.
|American Pacific Bank Visa Classic
|Min Gross Income
|Balance Calculation Method
||Average Daily Balance (including new purchases)
|Cash Advance fee
||3% min $5.00
|Late Payment fee
See other American Pacific Bank credit cards
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