Review of the Alaska Airlines Visa Signature Credit Card
("Card issued by Bank of America, N.A. (USA)")



The Alaska Airlines Visa Signature was last reviewed on 13th August 2005



Summary - We recommend the Alaska Airlines Visa Signature to the frequent flyer of Alaska Airlines because :
  • You can earn double miles
  • You can earn unlimited miles
  • You get a roundtrip $50.00 companion ticket every year
  • You get 2,000 bonus miles every year when you renew your card

Let us look at this card in greater detail.

Miles Formula - The Alaska Airlines Visa Signature allows you to earn double miles for every dollar you spend on the card on Alaska Airlines/Horizon Air tickets and vacation packages. You can earn unlimited miles. Miles expire in 3 years but do not expire if your account is active during a 3 year period.

Signing Bonus - When you are approved for this card, you will get 5,000 bonus miles. Furthermore, if you apply through the internet, you get an additional 1,000 bonus miles. You will also get 2 Board Room pass upon approval and a $50 roundtrip-comapanion ticket on approval and each year you hold the card.

Anniversary Bonus - Evrey year, you will get 2,000 bonus miles when you renew your card. You will also get $50 round-trip Companion Ticket upon approval and every year as long as you are a cardholder.

Annual Fee and APR - The Asiana Airlines Visa Platinum has an annual fee of $75.00. The apr is prime rate plus 6.99%. The average daily balance method (including new purchases) is used to calculate the monthly balance.

17th Freddie Awards - In the 17th Freddie Awards, the Alaska Airlines Mileage Plan has won the Program of the Year, Best Web Site and Best Member Communications Awards this year. In the best redemption award, they finished second to SouthWest Airlines and they also finished third in the Best Elite Level award. The Alaska Airlines Visa® got third place in the Best Affinity Card category.

Conclusion - Frequent Flyer of Alaska Airlines should consider getting the Alaska Airlines Visa® Signature to earn faster miles. The strengths of this card are that : you can earn double miles, earn unlimited miles, get a $50 round-trip companion ticket every year, which goes quite a bit towards recouping the annual fee you have to pay.

Positives
  • Earn double miles
  • Earn unlimited miles
  • $50 roundtrip copmp[anion ticket that you get every year


Negatives
  • High annual fee. But those who take advantage of the $50 companion ticket every year will offset a big part of the annual fee.



Alaska Airlines Visa Signature
Miles Formula
Miles per Dollar 1 miles
Miles per Dollar spent on Alaska Airlines/Horizon Air tickets and Vacation Packages 2 miles
Yearly Limit on Miles you can earn None
Bonus Miles Approval : 5,000 Miles
Other Bonus Miles Additional 1,000 Miles when you apply and are approved online
Anniversary Bonus Miles 2,000 each year when you renew your card
$50 round-trip Companion Ticket upon approval and each year you hold the card
2 Board Room passes upon approval
Perks/Notation*
Various Internet account related services. Up to $1,000,000 in travel accident insurance
Auto rental insurance
Extended warranty protection
Various travel and emergency assistance services
Medical referral services
Legal referral services
Lost luggage recovery
Emergency airline ticket replacement
No liability for unauthorized Internet transactions
Optional personal photo on card
Discounts on auto rentals
Optional Mini Card
See website for additional benefits
Cost/Fees/Interest rates
(APR) Purchase Rate - Variable risk based rate is Prime + 6.99%
(APR) Balance Transfer Rate - Variable risk based rate is P + 6.99%
(APR) Cash Advance 21.99% Variable * minimum 19.99% . (P + 15.99%)
Finance Configuration Average Daily Balance (including new purchases)
Annual Fee $75.00
Additional Cardholders $0
Grace Period 20 days (Min)
Late Payment fee $19.00 - less than $100.00
$29.00 - $100 to $1,000
$39.00 - more than $1,000
Over-the-limit fee $35.00
Cash Advance fee 3% min $10.00
Balance Transfer Fee None



*See website for complete terms and conditions of card usage and application disclosure. *Terms and Conditions

Apply for the Alaska Airlines Visa® Signature

P.S. Apply and get approved online and get an additonal 1,000 bonus miles.

If you already have this credit card, we would appreciate if you can take some time to post your review. Our readers will find them very helpful.




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