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July 1, 2006 10:43 - Review of the Air Canada Aeroplan Credit Card

There are several Air Canada Aeroplan credit cards in the market. One is a US based credit card while American Express has Air Canada Aeroplan Cards for Canadian citizens as well.

The US version allows cardholders to earn one mile for every dollar spent on the card. The annual fee works out to $60.00. We have just written a review of this card which you can read here.

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July 2, 2006 00:23 - Review of the American Skiing Company Edge Platinum Visa

Those who using American Skiing Company's resorts frequent can join their reward program and earn points that can be used for ski passes.

In addition to the reward program, American Skiing Company has a credit card that allows you to earn 5 points for every dollar you spend on the card. These points can be used to redeem for certificates which can be used when you book their resorts. Hence, in addition to getting free ski passes with their reward program, those who frequent American Skiing Company's resorts should consider getting their credit card to get "cheaper" accomodations.

We have just wriiten a review which you can read here.

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July 2, 2006 14:28 - Review of the AT&T; Universal Cash Reward Card

Citi previously had 2 cash rebate credit cards that we highly recommend. The first is the Citi Dividend Platinum Select Card, which is still around and is still one of the most popular card around. The other card is the AT&T; Universal Cash Rebate Card, which has identical cash rebate formula as the Citi Dividend Card. Hence, for those who are looking for this card, we would recommend the Citi Dividend Card instead.

We have updated our review of this AT&T; card to reflect this.

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July 2, 2006 17:01 - Review of the TrueEarnings Card from Costco and American Express

The TrueEarnings Card from Costco and American Express is an interesting credit card. As a background, Costco only accepts American Express cards. Hence, you need an Amex card (anyone will do) to at Costco.

With this card you earn 1% rebate on Costco purchases (which is nothing outstanding considering that it is a Costco card). But aside from that, this card pays 2% rebates on any travel related purchases (airline tickets, hotels etc) and 3% rebates on restaurant purchases.

I think this is a good cash back credit card to combine with another card like the Citi Dividend Platinum Select Card, which pays 5% rebates on "everyday purchases". Hence frequent travellers may want to consider the Costco card.

You can read our review here.

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July 2, 2006 21:22 - Review of the Audi Credit Card

We have just updated our review of the Audi Visa Signature credit card.

This card allows the Audi afficionado to earn points which can be redeemed for the purchase of Audi products. You can read our updated review here.

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July 2, 2006 22:17 - Review of the BMW Visa Platinum

The BMW Visa Platinum is a reward credit card that is designed for the BMW afficionado who wants to earn reward points that can be used for purchases or BMW products. There are two levels of reward, one a free program, and another that cost $50.00 in annual fees.

Points that you earn with this card can be used for a variety of purpoe, but mainly for BMW purchases and services.

You can read our review of the BMW credit card here.

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July 2, 2006 23:09 - Review of the SouthWest Airlines Visa

The SouthWest Airlines credit card from Chase is in my opinion, one of the better frequent flyer credit cards. The annual fee is very reasonable at $59.00 for the signature version. Cardholders can also earn double miles. Contrast this to many airline credit cards which charge north of $60.00 in annual fee and yet does not allow you to earn double miles.

You can also earn unlimited miles with this card. However, only really frequent flyers should consider this card because SouthWest Airlines miles expire in one year. Hence, if you do not fly often, your miles will expire before you could use them and it cost you $50.00 to roll them over.

You can read our latest review here.

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July 3, 2006 10:53 - Review of the Providian Visa Platinum

The Providian Visa Platinum credit card is a basic no-frills credit card with a low apr, no annual fee and comes with a 0% introductory apr on balance transfer for 12 billing cycles.

One of the interesting feature of this card is that it gives cardholders 25 days of grace period versus 20 days (which is the norm these days).

You can read our review of the Providian Visa here.

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July 3, 2006 22:46 - Review of the Priority Club Visa

In the most recent 18th Freddie Awards held earlier this year, InterContinental Hotel Group's Priority Club Rewards won the best hotel reward program category.

Priority Club has a reward card issued by Chase. It allows cardholders to earn 3 points for every dollar you spend at InterContinental Hotels. We have written a review of this card which you can view here.

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July 3, 2006 23:54 - Review of the MBNA WorldPoints

Since Bank of America puchases MBNA, most of MBNA's credit card still existing under the MBNA brand name and still use the same reward program.

The MBNA WorldPoints is now the Bank of America MBNA WorldPoints Platinum Plus Mastercard. As I was updating my review of this card, I took a closer look at the WorldPoints program itself and compared it with other credit card reward programs. See what I have to say about this card.

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July 5, 2006 10:02 - Review of the Korean Air Skypass Visa

Frequent flyers of Korean Air have can get the Skypass Visa to earn extra miles towards their next free Korean Air ticket. There are a few versions of this card : a classic card, platinum card, a business card and even a secured card.

I have just finished writing a review of both the classic and platinum cards. The Skypass Visa has reasonable annual fees. But the best feature of this card is that cardholders can earn unlimited fees regardless of which version of the card they have. Skypass miles do not expire as well.

You can read our review here :

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July 5, 2006 12:40 - Review of the Hipcash Visa

The HipCash Visa, a prepaid credit card with a credit builder program has been discontinued. We have updated our review of this card accordingly.

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July 5, 2006 13:16 - Review of the Discover Student Credit Card

The Discover student credit card is much like the regular Discover platinum cards. It is a hybrid card of sorts, combining a cash rebate system with shopping rewards.

There are a few interesting features of this card. Firstly, cardholders can earn 5% rebates when they purchase at Discovers' "GET MORE" merchant partners. These partners change every month. Secondly, cardholders can exchange their cash rebates and potentially double their value when it is exchanged for gift certificates (60 partners at present). Lastly, Shop Discover Card allows cardholders to use their Discover card at their website, shop with various partners and get either cash back or discounts.

I think this is one of the best reward credit card for students and will be including this card on our Editor's Choice List.

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July 5, 2006 14:43 - Review of the Cross Country Secured Visa

Cross Country Bank is no longer around and is now called Applied Now Card. They previously issued a secured visa that is targeted at the sub-prime market. I have just finished looking at an old review that we did a while back and I have updated the review with the latest news.

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July 5, 2006 17:04 - Review of the Chase Platinum Student Credit Card

The Chase Platinum student credit card is a basic card from Chase designed for the college student. The attractive feature of this card is that it give new cardholders a 0% apr on both purchases and balance transfers for 12 billing cycles. This is longer than the usual 6 month 0% introductory offer given by most other student credit cards.

You can read our review here :

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July 5, 2006 18:36 - Review of the Capital One Go Miles Visa

The Capital One Go Miles has been discontinued and has been replaced by the No Hassles reward program.

One of the interesting aspects of the Go Miles reward program is that you can use the miles and book your own travel itinery with your own travel agent. This is more flexible versus the norm, which requires you to use the reward program own agent.

There is another credit card with such features and is an excellent alternative to the now discontinued Go Miles card. Find out which one is it....

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July 5, 2006 22:59 - Review of the Capital One Go Miles Ultra

The Capital One Go Miles Ultra is a step up from the regular Go Miles Card. Like the regular go miles card, it has been discontinued. We have update our review accordingly.

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July 5, 2006 23:16 - Review of the Capital One Go Cash Visa

The Capital One Go Cash Visa is a basic cash back credit card which pays 1% cash rebates on all purchases. It has the dubious distinction of being one of the rare cash rebate credit cards that charge an annual fee! This card has been discontinued and replaced by the Capital One No Hassles Cash Rewards card, which though a slight improvement, is still no match for the Citi Dividend Platinum Select Card.

We will soon be archiving this old review.

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July 6, 2006 09:48 - Review of the American Express NYC Card

We have just updated our review of the IN:NYC Card from American Express and have included every partner in the reward program in our review.

As a refresher, this card is a reward program credit card designed for the New Yorker who hangs out a lot at restaurants, bars and theaters. Following the tradition of American Express reward programs, you can earn unlimited points which do not expire.

Check out our updated review here.

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July 6, 2006 11:23 - Review of the Chase Ultimate Rewards Mastercard

The Chase Ultimate Rewards Mastercard will go into the archives as a discontinued card from Chase. In its place, Chase has replaced it with the Flexible Rewards Visa.

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July 6, 2006 12:19 - Review of the Eufora Prepaid Mastercard

The Eufora Prepaid Mastercard is a unique prepaid credit card with some additional features.

Firstly, it has a credit builder program that allows those with no credit or poor credit to build or rebuild their credit. Their credit builder fees are lower than other prepaid credit cards with credit builder program. Secondly, it also has a referal program whereby cardholders will get paid if they refer Eufora to another friend.

Check out our review of the Eufora Prepaid Mastercard.

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July 6, 2006 14:19 - Credit Card Basics

I have just updated our credit card basics and terms page, which highlights some common credit card terms that we all should be familiar with.

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July 6, 2006 14:29 - Terms and Conditions

We have just made a small update to our terms conditions.

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July 6, 2006 23:55 - How to earn 2% cash rebates on both dining and travel related purchases on your credit card?

Once in a while, you come across a really great credit card that you need to tell the everyone. Today is one such day.

The BP credit card from Chase used to be a regular gas credit card that paid 3% rebates on any purchases made at BP Amoco stations. As an incentive, they gave new cardholders 6% rebates for the first 60 days of card membership. This was not very impressive considering that they were cards like the Citi Dividend Platinum Select Card that paid 5% rebates on purchases made at standalone supermarkets, gas stations and drugstores.

Chase has now added a few cool features that make the BP Visa® Rewards Card a great card. Firstly, you now earn 5% rebate on purchase made at BP Amoco stations - on par with the best gas rebate cards. However, you can also earn 2% rebate for both dining and travel related purchases! This is literally unheard of in the cash rebate credit card world.

As far as I know, there is no cash back credit card that pays 2% rebate on travel purchases (which by the way included the usual airline ticket purchases, hotels etc). As far as dining purchases goes, Discover used to have a restaurant credit card that paid up to 5% rebate on dining purchases. This card appears to have been discontinued as it is not on Discovers' website anymore.

To encourage new applicants, new cardholders will earn 10% rebates on BP Amoco purchases, 4% on dining and travel purchases and 2% rebates on all other purchases for the first 60 days of card membership.

If you fill your gas at BP stations, get this card. Even if you don't, get it because you can earn an unheard of 2% cash rebates on both dining and travel purchases.

We are now offering the BP Visa® Rewards Card on our website. We have also updated our review of this card which you can read here.

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July 8, 2006 22:27 - Review of the Total Visa

We are now offering the Total Visa from Plains Commerce Bank on our website. This is an unsecured credit card designed for those with not so good credit. It comes with an initial credit limit of $250. Read our review of this card.

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July 8, 2006 23:13 - Review of the Purpose Advantage Card

We are now offering the Purpose Advantage Card on our website and have just written a review on it. This is one of the more interesting credit cards around. It is primarily targeted at those with bad credit. For such a card, it has got an increditble low annual fee of $9.99 and a one-time setup fee of only $4.99!. Unlike other unsecured credit cards, there is no apr. Instead cardholders are charged a transaction fee for each transaction and have to pay a monthly maintanence fee. You can avoid these fees by paying off your purchase 1 day after the purchase is made.

This is one of the lease costly credit cards available for those with not so good credit. This card can be used anywhere Discover cards are accepted. You can check out our review here.

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July 10, 2006 23:33 - Review of the Imagine Gold Mastercard

The Imagine Gold Mastercard, like the Purpose Advantage Card is issued by First Bank. This is a credit card that is designed for those with not so good credit. As with most sub-prime credit cards, it comes with hefty fees. You can read our review here.

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July 13, 2006 00:54 - Unsecured Credit Cards for Bad Credit Applicants

If you have bad credit, no credit or have just been discharged from bankruptcy, there are many types of credit cards that are available to you. For example, you can get a secured credit card, an unsecured credit card, prepaid credit cards and even catalog credit cards.

Unsecured credit cards remain the favourite for most people because despite the higher fees (for cards that are designed for those with bad credit). We have just created a directory of unsecured credit cards that are designed for people with bad credit.

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July 13, 2006 18:12 - Balance Transfer Credit Cards

We have just compiled a list of credit cards that we would recommend for those looking to transfer a balance to a credit card with a 0% apr introductory offer.

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July 14, 2006 17:49 - Travel Rewards Credit Cards

I have created another seperate section to focus just on "travel reward credit cards". There are so many type of reward credit cards these days that I thought this was necessary.

Consumers can choose airline credit cards, hotel credit cards, credit cards with reward program. Within the credit card reward programs themselves, there are travel rewards, shopping rewards and many other stuff. Some choose a reward card just for airline tickets, some just for free shopping merchandise offers.

This travel reward credit card section focuses more on credit card which we feel offer good travel rewards like airline tickets, hotel stays, car rentals etc. One of the difficulty in recommending a travel reward credit card is that there are so many reward programs, different ways to earn points. Recommending a low interest rate credit card is easy as you just find the card with the lowest apr (and obviously be aware of factors like balance calculation method etc). For travel reward cards, going through the rewards and the reward formula and understanding how one's expenditure method is essential to choosing the right card.

I hope this helps our readers more. Check out our new page here.

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