Credit Card Reviews and Tips News for those looking to apply for a credit card

www.compare-apply-credit-card-online.com : Credit Card Reviews and Tips News Home : March 2006

March 2, 2006 10:11 - 5% Cash Back Credit Cards

The consumer credit card industry is so competitive these days that credit card issuers and giving more goodies. This can be seen in the cash rebate credit card segment.

While it is normal for credit card issuers to pay 1% rebates when cardholders make purchases on their credit cards, a couple of them pay 5% rebates on certain items that you purchase. The most popular category of items is the so-called "everyday purchases", which is defined as purchases made from standalone supermarkets, gas stations and drugstores. Some cash rebate credit cards also pay 5% rebates when you make purchases from certain partner merchants.

We have just written an article exploring these so-called 5% cash back credit cards.

(Read Article)

To reference this entry please copy the url in this link: (Permalink)

March 2, 2006 11:41 - A Look at the Different Types of Cash Rebate Credit Cards

Cash Rebate credit cards are becoming more popular as more people realize that it is better to have "cash" in the pocket that reward points (which may expire!). However, there are many types of cash back credit cards in the marketplace.

For example, there are tiered cash rebate credit cards, cash back credit cards that are also reward credit cards and a few other types. We have just written an article highlighting the different types of cash rebate credit cards available to consumers. We hope understanding the choices available will help one choose the right cash rebate card.

(Read Article)

To reference this entry please copy the url in this link: (Permalink)

March 2, 2006 13:52 - Credit Card Tips and Strategies Newsletter Archives

We have just put up an archive page of our Credit Card Tips and Strategies Newsletter.

(Read Article)

To reference this entry please copy the url in this link: (Permalink)

March 2, 2006 15:25 - Credit Card Tips and Strategies Newsletter

We have just created a subsription page for our Credit Card Tips and Strategies Newsletter.

To reference this entry please copy the url in this link:

March 6, 2006 14:37 - Review of the Homeland Prepaid Visa Debit Card

We have updated our review of the Homeland Prepaid Visa Debit Card.

This card is issued by Four Oaks Bank and Trust. It offers cardholders enrollment in an "Executive Plus Package". Read our review of the Homeland Prepaid Visa Debit Card

(Read Article)

To reference this entry please copy the url in this link: (Permalink)

March 6, 2006 17:48 - Review of the Executive Plus Prepaid Mastercard

We have just updated our review of the Executive Plus Prepaid Mastercard.

This prepaid credit card is issued by Bank First. It is perhaps the only prepaid debit card that has both a cash rebate program and also allows cardholders to enroll in a travel discount club where they can get travel discount deals.

You can read our review of the Executive Plus Prepaid Mastercard here.

(Read Article)

To reference this entry please copy the url in this link: (Permalink)

March 6, 2006 22:11 - Review of the Vaya Prepaid Mastercard

We have just updated our review of the Vaya Prepaid Mastercard.

This card is issued by BankFirst and has one of the lowest cost and fees of any prepaid credit cards. It also has perhaps the most sophisticated account management tools for cardholders. You can pay your bills automatically with the card. Furthermore, the card pays you a referal fee if you introduce a friend to the card.

You can read our review of the Vaya Prepaid Mastercard here.

(Read Article)

To reference this entry please copy the url in this link: (Permalink)

March 7, 2006 15:36 - Review of the Prepaid Visa Debit Card

We have just updated our review of the Prepaid Visa Debit Card.

This card is issued by Four Oaks Banks and Trust. It is a basic prepaid credit card which gives cardholders to an "Executive Benefits Package" which is a membership which gives discounts for health, shopping and roadside assistance.

You can read our review of the Prepaid Visa Debit Card.

(Read Article)

To reference this entry please copy the url in this link: (Permalink)

March 8, 2006 12:43 - Review of the Account Now Vantage Debit Mastercard

We have just reviewed the Account Now Vantage Debit Mastercard and offering this card on our website.

This card is issued by Metabank. There are a few unique features about this card. Firstly

  • It is the only prepaid credit card we know of in which your deposit is FDIC insured
  • There is a free credit builder service which does not cost anything
  • It has perhaps the lowest one-time setup fee of just $19.95
  • It also has automatic Bill Pay features


You can read our review of the Account Now Vantage Debit Mastercard here.

(Read Article)

To reference this entry please copy the url in this link: (Permalink)

March 8, 2006 21:41 - Review of the Discover Miles Card

We have just updated our review of the Discover Miles Card.

This is Discovers' version of their travel reward credit card. But how does this card stack up against other reward credit cards. A couple of clues....we looked at how many miles does it take to get a free airline ticket. We also looked at the number miles required to get gift cards.

Find out how we rate the this card. Read our review of the Discover Miles Card.

(Read Article)

To reference this entry please copy the url in this link: (Permalink)

March 9, 2006 14:27 - Credit Card Reviews

We have just created a credit card review menu page where we have listed all our credit card reviews sorted by credit card type.

We hope this will make it easier for readers to find a review of any credit card they are searching for.

(Read Article)

To reference this entry please copy the url in this link: (Permalink)

March 13, 2006 14:56 - Citi Dividend Platinum Select Card versus
Chase Cash Plus Rewards Visa

We often get emails asking which is the better card, the Citi Dividend Platinum Select Card or the Chase Cash Plus Rewards Visa. Both cards have more similiarities than differences.

For example, both cards pay 5% rebates on purchases at standalone supermarkets, gas stations and drugstores. Both have no annual fees and offer a 0% apr on balance transfers for 12 months.

However, there are subtle differences that may affect whether you choose one over the other.

We have written an article comparing these two cards side by side.

To reference this entry please copy the url in this link:

March 13, 2006 21:54 - Review of the Orchard Bank Secured Mastercard

We have just updated our review of the Orchard Bank Secured Mastercard.

This is the card we would recommend for those with no credit, poor credit or those who have been discharged of bankruptcy.

You can read our review of the Orchard Bank Secured Mastercard

(Read Article)

To reference this entry please copy the url in this link: (Permalink)

March 13, 2006 22:26 - What are Secured Credit Cards?

Secured Credit Cards are perhaps the best type of cards for those with no credit or poor credit If you have bad credit or need to establish a credit history, secured credit cards are probably the best credit cards to get because you are... (Read Article)

To reference this entry please copy the url in this link: (Permalink)

March 18, 2006 00:10 - Improvements in Citi's ThankYou Redemption Network

While going through the rewards in the Citi ThankYou Redemptions Network, I noticed a few improvements being made to the program.

Firstly, their website has been redesigned. It is now much more user friendly than the old site. I also noticed that they have added a new "experience" category, much like the one that Membership Rewards has. But what caught my eye was that points can now be exchanged for a reduction in one's student loan. This is a new feature that will benefit cardholders of the Citi MTVU Platinum Select Card for college students.

I will soon be updating our review on the ThankYou Redemptions Network soon. More to follow...

To reference this entry please copy the url in this link: (Permalink)

March 22, 2006 14:50 - Review of the Chase Business Rebate Card

We have just written a review of the Chase Business Rebate Card.

This is a business cash rebate credit card that pays 3% rebates when you make purchases at restaurants, office supply stores, gas stations, building supply stores, home improvement stores and hardware stores. You get paid 1% rebates on other purchases.

Cardholders also get a 0% apr on both purchases and balance transfers for 12 months.

You can read our review of the Chase Business Rebate Card here.

(Read Article)

To reference this entry please copy the url in this link: (Permalink)

March 22, 2006 22:15 - Review of the Chase Visa Platinum Business Card

We have written a review of the Chase Visa Platinum Business Card.

This is a basic no-frills business credit card which offers platinum benefits. Cardholders also get a 0% apr on both purchases and balance transfer for 12 months and a credit line of up to $35,000.

You can read our review of the Chase Visa Platinum Business Card here.

(Read Article)

To reference this entry please copy the url in this link: (Permalink)

March 23, 2006 11:38 - Review of the United Mileage Plus Platinum Business Card

We are now offering the The United Mileage Plus Business Platinum on our website.

This is the business version of the United Mileage Plus Visa credit card. As with the regular card, you get to earn double miles on United Airline purchases. There is an annual fee of $75.00. Each card issued to additional employees will incur a $25.00 annual fee. One of the key attractions is that new cardholders get 17,500 bonus miles after their first purchase.

The small business owner who travels a lot and is a United Mileage Plus frequent flyer can now get both a personal and buisiness UA card, maintain seperate cards for business, and yet combine miles into one account.

You can read our review of the United Mileage Plus Platinum Business Card here.

(Read Article)

To reference this entry please copy the url in this link: (Permalink)

March 23, 2006 13:15 - Review of the GM Flex Card

GM has just introduced a new credit card called the The GM Flex Card.

This card differs from the original GM Card in several ways. The original card allowed cardholders to earn 5% rebates on "ALL purchases". These rebates can be used to purchase a new GM vehicle (not all, but most models). The problem with the original card was that there were many cardholders who changed their minds and decided to buy from other manufacturers instead. All the rebates they earned were then useless!!

The new GM Flex Card addressed this issue. With this card, you earn 1% rebate for every dollar you spend. If you decided to use rebates for the purchase or lease of a new GM vehicle, your 1% rebates become 3%!. If you change your mind and decide to buy a new Toyota instead, you can still use the rebates you have earned (1%) for this. Alternatively, you can redeem the rebates for cash (at 1%).

If you are absolutely 100% sure you will buy a new GM vehicle, then the original GM Card is probably the better card to get. But if you are afraid you may change your mind, then this new card is probably the better alternative.

You can read our review of the GM Flex Card here.

(Read Article)

To reference this entry please copy the url in this link: (Permalink)

March 23, 2006 22:02 - Review of the Best Buy Credit Card

I shop at Best Buy stores frequently for most my electronic gadgets. However, their credit card offers nothing really special to the frequent Best Buy shopper. You do get a 0% apr financing for 90 days, and more on something special items. However, you do not earn reward points when you use the card at Best Buy. Furthermore, it is neither a visa or mastercard and can only be used at Best Buy or BestBuy.com.

What is more interesting is that there are other reward credit cards that allow you to earn reward points and exchange them for Best Buy gift cards or certificates. I think these are better cards to get if you want to earn reward points which can be used at Best Buy stores.

I have written a review of the Best Buy Credit Card.

(Read Article)

To reference this entry please copy the url in this link: (Permalink)

March 24, 2006 22:45 - Review of the Home Depot Credit Card

Home Depot has been one of the fastest growing retailer in the country. While buying a few hardware items last week, I decided to check out their credit cards.

The Home Depot credit card is another typical "retail store credit card". It is not a visa or mastercard and can only be used at Home Depot. What they offer is no interest and no payments for six months when you make a purchase that is above $299.00. Thereafter, your apr is a fixed "whopping" 21%. So it is best to pay off everything within six months!

This card is definitely suited to those who spend a lot at Home Depot and want to take advantage of the "no interest, no payment" option. You do not earn any reward points with this card. Hence, if you want a credit card that allows you to earn reward points and redeem them for Home Depot gift cards, you are probably better offer getting a reward credit card that has Home Depot gift cards as one of their reward choices. We highlight a couple of these cards in our review of the Home Depot Credit Card.

(Read Article)

To reference this entry please copy the url in this link: (Permalink)

March 25, 2006 10:49 - Which Sears Credit Card should you get?

I continue my foray in reviewing "retail store credit cards". This time, we look at the Sears credit card, or more precisely the Sears Gold Mastercard.

Unlike most retail store credit card, the Sears Mastercard actually has a "proper" reward program, with travel and shopping rewards. But more importantly, you would think that most people who want this card would like to earn points that can be used at Sears. Well, the Sears Choice Rewards program allows the cardholder to exchange reward points for Sears gift certificates at various value and price points. This will appeal to the frequent Sears shopper.

However, the downside of this card is that you do not earn "extra points" when you shop at Sears (like a Circuit City credit card or Toys R Us credit card). Instead, you earn the normal one point for every dollar you spend wherever you use the card.

This led me to look at other reward credit card that also offer the choice o redeeming for a Sears gift certificate and see if they offer better deals than the Sears Credit Card.

Find out my conclusion in this report of the Sears Credit Card.

(Read Article)

To reference this entry please copy the url in this link: (Permalink)

March 25, 2006 12:25 - Review of the Circuit City Credit Card

The Circuit City Credit Card is one of the better "retail store credit cards" around. Why?

Because unlike many retail store cards, it is a visa, which you can use almost anywhere. Secondly (but most importabtly), you can earn 5 reward points for every dollar you spend at Circuit City stores or circuitcity.com. These points can be exchanged for Circuit City gift certificates. Cardholders can earn unlimited reward points which are valid for three years.

You can read our review of the Circuit City Credit Card here.

(Read Article)

To reference this entry please copy the url in this link: (Permalink)

March 30, 2006 16:13 - Citi Dividend Platinum Select Card increases apr

The Citi Dividend Platinum Select Card has increased its apr from prime rate plus 5.99% to prime rate plus 9.99%. I suspect most cash back cardholders do not carry any balance, as it "reduces" their cash rebates that they earn. But those with good credit who do carry a balance will also have to consider the Chase Cash Plus Rewards Visa Card as you can potentially get a low apr than the Citi Dividend Platinum Select Card if you have good credit.

The cash back formula for both cards are essentially identical : 5% cash rebates for purchases at groceries, gas stations and drugstores.

We will be updating our reviews on the Cit Dividend Platinum Select Card to reflect the new apr changes.

To reference this entry please copy the url in this link: (Permalink)

March 31, 2006 14:39 - HSBC Credit Cards

We have created a new overdue Directory of HSBC Credit Cards.

HSBC Credit Cards actually consists of HSBC's own credit cards and cards issued formerly by Household Bank and Orchard Bank before they were acquired by HSBC. Hence, HSBC offers cards for those with good credit as well as sub-prime credit cards.

(Read Article)

To reference this entry please copy the url in this link: (Permalink)

« 

 

 RSS
RSS Feed For This News

Credit Card Reviews and Tips News Home | Archives | Articles | Links | About