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April 1, 2005 13:45 - State Farm Bank Credit Cards

State Farm Bank issues three credit cards, the Platinum Rewards credit card, Good Neighbor credit card and the State Farm Bank student credit card. Directory of State Farm Bank Credit Cards State Farm Bank Platinum Rewards Intro APR ... (Read Article)

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April 2, 2005 16:11 - Review of Wired Plastic Visa

We have just updated our review of the Wired Plastic Prepaid Visa, which is one of the lowest cost prepaid cards around.

The monthly maintanence fee is one of the lowest around and you are not charged transaction fees for many transactions that other prepaid cards would charge for. You can read our here.

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April 2, 2005 16:18 - Review of First Vineyard Mastercard

TheFirst Vineyard Mastercard was last reviewed on 2nd April 2005 Summary - The First Vineyard Mastercard is one of the most innovative and unique store value card. It has both a cash back reward and a multi-referral feature. For every dollar you spend... (Read Article)

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April 12, 2005 23:31 - Review of Chase Free Cash Rewards Card

We have just updated our review of the Chase Free Cash Rewards Card.

This is a basic cash rebate credit card that pays 1% rebates for spending up to $60,000 a year. It has a simple rebate formula and will appeal to those looking for a basic, no-frills cash back credit card. You can read the review of the Chase Free Cash Rewards Card here. (Read Article)

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April 16, 2005 11:55 - Review of Aer Lingus Shamrock Rewards Mastercard

The Aerlin Gus Shamrock Rewards Mastercard is the only dedicated airline credit card with no annual fee. You earn one mile for every dollar you spend on your credit card. You can also earn unlimited miles. Read our review of the Aer Lingus Shamrock Rewards Mastercard. (Read Article)

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April 18, 2005 02:19 - Added the Chase Ultimate Cash Award Mastercard to our Editor's Choice List

We have just added the Chase Ultimate Cash Award Mastercard to our Editor's Choice List.

While going through the features of various cash rebate credit cards, I realized that rebate formulas for these cards targeted two particular spending areas and that choosing the best cash back credit card for our Editor's Choice award had to factor in these two areas. One is the spending at standalone supermarkets, gasoline stations and drugstores (which most cash rebate credit cards are paying more than 1% - as high as 5%). The other is on so-called "other purchases" (most cash back credit cards pay 1% on these). Cash rebate credit cards with tiered rebate formula typically paid more than 1% rebate, but tied the payout to level of annual expenditure and whether or not one carried a monthly balance.

Upon further investigation, I found that the Chase Ultimate Cash Award Mastercard, though a tiered rebate card, has a couple of features going for it. (personally, I never liked tiered rebate formulas). Firstly, though you have to carry a balance to earn maximum rebates, you only had to carry a minimal balance. $0.01 is sufficient. Secondly, unlike most cash back credit cards, you can earn unlimited cash rebates.

The Chase Ultimate Cash Award Mastercard beats its closet tiered rebate competitors in a couple of aspects. It has almost identical rebate formula as the American Express Blue Cash, but allows you to earn unlimited rebates. The Blue Cash only allows you to earn rebates up to $50,000 in annual spending. The Chase Cashbuilder caps ones cash rebate earnings to $500 annually and requires that you carry a balance of $500 or more to earn "maximum rebates".

Though the Chase Ultimate Cash Award Card pays 5% rebate for purchases at standalone supermarkets, gas stations and drugstores, the Citi® Dividend Platinum Select® Card also pays 5% for these purchases with no strings attached. But the Chase Ultimate Cash Award Mastercard pays a 2% rebate once your annual spending exceeds $6,000 (plus if you carry a small balance) for "other purchases". The reason I am awarding this card an Editor's Choice award is because there is no cash rebate card that pays 2% for "other normal purchase" category that has a token balance carrying requirement and allows you to earn unlimited rebates. When combined with the Citi® Dividend Platinum Select® Card , it makes a very good cash rebate credit card combination. Use the Citibank cards for spending at standalone supermarkets, gas stations and drugstores, and use the Chase Ultimate Cash Award for other purchases

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April 18, 2005 10:55 - Review of Chase Marathon Credit Card

We just updated our review of the Marathon Mastercard from Chase.

The Chase Marathon credit card is targeted at those that frequent use Marathon gas stations. It pays a very good 5% rebate on any purchases made at Marathon stations. Chase has also changed their annual fee structure. There used to be a $20.00 annual fee which was waived if you used your Marathon credit card nine times at any Marathon station the previous year. There is now no more annual fee for this credit card. The apr has remained unchanged at prime rate plus either 9.99% or 11.99%.

We have given the a favourable review of the Chase Marathon credit card, but have also suggested a couple of alternatives. You can read our full, updated revew of the Chase Marathon credit card here. (Read Article)

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April 18, 2005 13:44 - Review of Chase Subaru Mastercard

We have just updated our review of the Chase Subaru Mastercard. Nothing much has changed for this credit card aside from the fact that Chase is now using the two-cycle average daily balance for this card (and for most of their credit cards). You earn 3% rebate on this card for ALL purchases, which can be redeemed for a purchase or a new Subaru, or parts and services.

We have also added a short note on why we think the Citi® Driver's Edge® Platinum Select® Card is a good additional auto credit card to get if you are serious about using reward points for auto purchases. The Citi Drivers Edge has a couple of new features and we will be updated our review very soon. Stay tuned. You can see our updated review of the Chase Subaru Mastercard here. (Read Article)

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April 19, 2005 00:00 - Cash Rebate Credit Cards

We just just revamped our cash rebate credit card page. We have essentially highlighted the different types of cash rebate credit cards and also listed the cash back credit cards that have been awarded the Editor's Choice. (Read Article)

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April 20, 2005 14:16 - Cardholders Review of Philips Conoco Mastercard

We have just posted a couple of cardholders' review of the Philips Conoco Mastercard. We will be adding a link to this page from our review page of the Philips Conoco Mastercard shortly. (Read Article)

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April 20, 2005 15:29 - Review of Phillips 66 Conoco 76 Mastercard

We have just updated our review of the phillips 66 conoco 76 mastercard. This gas credit card pays a 3% rebate for purchases at Philips Conoco stations. Rebates are valid for 6 months. Though 3% rebate is very good, many other gas credit cards offer 5% rebates. Even cash rebate credit cards offer 5% for purchases at standalone supermarkets, gas stations and drugstores. We have suggested a couple of alternatives to this card. You can read our updated review of the Phillips 66 Conoco 76 Mastercard here. (Read Article)

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April 21, 2005 01:13 - Review of BP Credit Card

We have just updated our review of the BP credit card. It pays 3% rebate on purchases at BP Amoco stations. Rebates are exchanged for BP cards which can be used at BP Amoco stations. Despite the 3% rebate, other gas cards give as high as 5% and we suggest a couple of alternatives. (Read Article)

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April 22, 2005 00:24 - Review of Exxonmobil Credit Card

We have just updated our review of the Exxonmobil credit card. The only noticable changes since our last review on October 2004 was that the apr is now lower. The rebate formula remains unchanged at 3% for purchases at Exxon or Mobil gasoline stations. We have also suggested a couple of alternative gas and cash rebate credit cards that pay more than 3% rebate on gasoline purchases. (Read Article)

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April 22, 2005 09:58 - Review of Rewards 660 Visa

We have written a review for the Rewards 660 Visa Card, an unsecured credit card is designed for those with poor or no credit. Like most sub-prime credit cards, there are quite a few upfront fees invloved. You can read our review of the Rewards 660 Visa here. (Read Article)

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April 29, 2005 00:05 - Bad Credit Credit Cards

We have just revamped our "bad credit credit card" page. In our new format, we highlight the different types of credit cards available to those who are looking to build or rebuild their credit. We then highlight our recommended credit cards and explain why we chose them. We also provide links to a directory of the different types credit cards. You can see our new bad credit credit cards page here. (Read Article)

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April 29, 2005 23:12 - Review of Elite Rewards Platinum Plus Mastercard

We have just finished our review on this credit card. One of the main attractions of this card is that it has no annual fee and a low fixed rate apr of 9.90%. You also get a low 2.90% introductory apr on balance transfers for 12 billing cycles.

The Elite Rewards program has both travel and shopping rewards. One of the unique feature of the reward program is that it has a unique set of hotel partners that are not commonly found in other programs. The shopping rewards are quite comprehensive as well.

You can read the review of the Elite Rewards Platinum Plus Mastercard here. (Read Article)

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April 30, 2005 08:43 - 17th Freddie Awards Winners

The Winners of the 17th Freddie Awards was announced on 28th April 2005 in the Grand Hyatt, New York. Members of various travel reward programs around the world have voted for their favourite reward program and credit cards. The votes that reward programs get in this award will have quite a bit of influence in our recommendation of travel credit cards. We will consider adding a few credit cards to our Editor's Choice List soon. Find out who the winners are in our Freddie Award page. (Read Article)

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